No complicated paperwork. No credit bureau. No waiting days for approval. Here's exactly what happens when you work with RPM Lenders — and why thousands of people have trusted us for over 30 years.
Get a quote in 60 seconds.
Fill out the form with your name, phone number, email, vehicle year, make, model and mileage. No SSN needed.
A specialist calls within minutes with a free, no obligation loan offer.
Drive to our LA office or one of our storage/appraisal locations for a quick appraisal, confirm vehicle value, walk through terms.
Sign paperwork. Leave vehicle in secure, indoor storage. We fund by Zelle, Venmo, PayPal, Bank Wire or Check same day.
Payment due every four months. Receive a substantial discount by paying monthly, though not mandatory.
We do not finance the purchase of vehicles
We do not make loans if the vehicle is not in your name
We do not make loans on impounded or non-running vehicles
When you need cash fast, here's how RPM stacks up against the alternatives.
"Needed help to catch up on mortgage payments and Bruce made the lending process so smooth and stress free while being professional. RPM is the best around in Los Angeles."ay buh
"Bruce and his people at RPM Lenders in Beverly Hills are like family or an old friend… Very fair, transparent on the business side yet very personable… with a sense of kindness!!! I highly recommend them!!!"J.J. Alemany
Unlike a bank that wants three months of statements, tax returns, and a credit application, we keep it simple. Here's your complete checklist:
Text us (310) 717-1131 pictures of your vehicle (4 exterior shots, 1 interior shot of the driver's seat and 1 shot of the odometer) for an initial loan quote. Then, drive it to our Los Angeles office or one of our appraisal locations. We do the appraisal on-site in about 15 minutes.
Must be in your name and paid off or close to paid off. Lost your title? We can help you get a replacement.
Driver's license, state ID, or passport. We need to verify your identity — standard for any financial transaction.
This is the question everyone asks — and it's the most important one. Unlike traditional title loans where you keep driving your car, RPM's auto pawn/title loan model means your vehicle stays with us during the loan. Here's exactly what that looks like:
Your vehicle is stored in a professional, locked, monitored indoor storage facility. Not an open lot — a real secure facility with controlled access.
The moment you repay your loan in full, your vehicle and title will be returned to you.
Why this model works in your favor: Because we physically hold the vehicle, we can lend you more money than a standard title lender. RPM can go up to $250,000 — because the collateral is secured. Your vehicle's full value works for you.
You've seen how the process works. It takes 60 seconds to get started and costs nothing. No commitment, No obligation.
Banks judge you on your credit score. We judge the value of your vehicle. That's a fundamentally different approach — and it's why people who've been turned away everywhere else walk out of RPM with cash in hand.
Our customers have used RPM Lenders for every situation imaginable. Here's what real customers have told us:
There are no restrictions. It's your vehicle's equity and it's your cash.
"Doing business with Bruce is a 5 star!!! He is very professional and his service is superb. He made the process very simple and my car was very secured and safe with him. Bruce is always available if you have any questions and always wants to help his customers."Simi Flowers and Gifts Simi Valley
"I needed to borrow from one of my classic cars. Bruce made the process easy and safe. My car is safely stored and the funds came instantly! Couldn't ask for more!! Thanks again Bruce!"Stephen Criss
If your question isn't here, call us — we're happy to walk you through anything.